Multiple peril crop insurance (MPCI) is an insurance product regulated and subsidized by the federal government and sold through private crop insurance agents like ourselves. MPCI policies cover crop losses and lower yields due to natural causes like adverse weather, insect damage, and disease.  

Multiple peril crop insurance policies are sometimes referred to as “all-risk” crop insurance policies because they cover the most economically significant crops within the United States. As the name implies, MPCI provides coverage against lower yield and crop loss due to natural events, including:

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• Fire

• Flooding

• Insect damage 

• Hail

• Frost

• Damaging wind

• Disease

 

More than 90 percent of farmers who purchase crop insurance choose multiple peril crop insurance policies. Available for over 120 different crops, MPCI must be bought each growing season within the deadlines set by the federal government – before crops have been planted.

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MPCI products are great tools to help producers better manage their potential risks and we take pride in helping all farmers choose a policy that works the best for their operation.