A hailstorm can destroy the crucial parts of a planted field while leaving the rest of the area unharmed. Crop-hail insurance offers specific insurance protection against damage and loss caused by hail and fire. Sold and serviced through private crop insurance agents like ourselves, crop-hail insurance policies can be purchased at any point in the growing season. Farmers who choose crop-hail policies can insure crops that have been planted but are not yet harvested. 
 

Crop-hail insurance is sold on an acre-by-acre basis, reimbursing farmers for products lost to hail or fire while in the field. Crop-hail insurance may also provide coverage for loss caused by lightning, wind, vandalism, or malicious acts. However, crop-hail insurance policies will not cover risks like sudden frost, excess moisture, drought, or price fluctuations.